You know, there's a parable. Wise Dad got the overdraft. He will spend it over time, and get the best out of his money. Wise investment in young one's future.
So, he's using some to pay the monthly dues, so no-one's inconvenienced.
A little he'll pay to furnish and tidy the house, take out a few subscriptions so family can learn something new. Wise Dad knows good investment will pay dividends.